We are certainly living through unprecedented times in this country. Every day the news is filled with updates on the health of our nation both physically and economically. Never having experienced anything like this before, we are filled with questions. How long will this lock-down continue? Will it be safe for everyone to be out

By Andrea Eldert, NMLS #1094715 Mortgage rates, which had been low, have now dropped to even lower rates. Recent world events have pushed rates near historically low levels. With rates this low, many homeowners are asking themselves if now is the right time to refinance their mortgage. Here are some things to think through as you

By Amanda Martinez For many businesses and farming operations, the right equipment is essential for ongoing work and progress to continue.  There are a couple of different ways to finance equipment, and leasing is one of them.  In some ways, equipment leasing seems like an ideal solution for certain businesses.  There are clearly some benefits,

By Andrea Eldert Mortgages seem to be a hot topic right now. On top of the usual spring of increased numbers of houses for sale and potential homebuyers looking to buy, there is a lot of buzz surrounding historically low mortgage rates. Recent world events have pushed what were very low mortgage rates to even

Thank you for being a valued customer. At Federated Bank, our number one priority is the health and well-being of our customers, employees, families and communities amid ongoing concerns about COVID-19. We are closely monitoring official information provided by federal and state agencies and taking necessary actions to respond to the rapidly evolving situation. We

By Cindy Cabbage Have you ever noticed that about this time every year people start talking about IRA’s? That’s because for a lot of people, IRA’s are connected to filing their income taxes. Maybe for you that doesn’t make much sense, but there is a reason. If you just don’t see it, keep reading and

By Tom Cleary As the new year continues, we wanted to offer a word of advice regarding your budgeting. Convenience can be costly, and specifically, subscription services can end up costing you a lot more than you intended. Today, you can have a subscription service for everything from music, TV, movies, video games, groceries, gourmet

By Andrea Eldert, NMLS #1094715 Few people have the money to buy a home for cash; most homebuyers have to take out a mortgage to finance the purchase. Yet when you decide to build a house rather than buy an existing home, things can get a little tricky. Before a home is built, there is no

It’s January and Christmas may be the furthest thing from your mind. However, now is the perfect time to set up your Christmas Club for 2020. If you’re not sure what Christmas Club is or how it can help you manage Christmas expenses, keep reading. What Is Christmas Club? Christmas Club is a program offered

By Kathy Perkinson Make Your Appointment Now The local FSA offices are now taking appointments for updating yields, making PLC/ARC elections, enrolling in the PLC/ARC programs and updating farm information such as changes in ownership and new leases. The County Executive Directors urge you to make appointments early to beat the rush before the first