Blog

With interest rates higher than we’ve seen them in the recent past, you may be looking at your debt a little differently. While many loans have a fixed rate that is unaffected by rising rates, other debts, such as credit card debt or loans with a variable rate. These debts are costing you more than

With the cost of everything on the rise, some people may be looking at the prices of travel and deciding to scrap plans for a vacation this year.  Before you throw out your suitcases and resign yourself to staying at home, consider these tips for making travel less expensive. As you set out a budget

Rising interest rates have affected the personal saving, spending, and borrowing habits of many of us.  But what about small businesses? You may be wondering how higher interest rates might affect a business. Here are five ways that interest rates can influence the decisions and health of small businesses. Higher Interest Rates Affect How You

We’ve all made a few mistakes with our money. After all, it is so easy to do. A small money mistake is usually easy to recover from, especially if you know what you did and what you should have done instead. However, there are some bigger mistakes that can be harder to recover from. Typically

It’s not just the kids that look forward to the holiday season. Many of us, old and young, can’t wait for the traditional gatherings of family and friends for Thanksgiving, Christmas, and New Year’s. But as we make our plans and preparations, the cost (and the stress) continues to grow. Most of us have lived

Does the word ‘budget’ sound intimidating to you? Does the thought of creating a budget make your palms sweaty and your heart beat a little faster? While that is a common reaction, it really isn’t necessary to feel afraid of a budget. Actually, in reality a budget can be your best friend in evaluating your

Shopping has drastically changed over the past few decades. More and more, people are shopping online rather than visiting a store. As shopping has changed, criminals have adapted their tactics to take advantage of our new habits. Now rather than being on the look-out for a thief who might grab their bag or sneak away

The signs are clear. Inflation is running high right now, and we are experiencing the effects every day at the grocery store, gas pump, and many other places.  As necessities increase in price, household budgets everywhere are exploding. Suddenly the money that was allocated on a monthly basis to pay for things like gas, groceries,

Spring and summer are popular times to buy a car.  Whether you’re a recent graduate looking for your first car or a veteran driver who wants to upgrade to something that better fits your lifestyle, these are some tips for helping you find a car that is just right for you. Assess Your Needs Notice

Shop Local for National Small Business Week Federated Bank encourages local residents to put their hard-earned dollars to work in their local communities by shopping with small businesses during National Small Business Week, May 2-6, 2022. Small businesses have accounted for 62 percent of new job creation since 1995, which means support for these businesses