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EMV Secure Business Credit Card
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English 
Español Purchasing Power with VISA Credit Cards
Federated Bank VISA credit cards provide you with the purchasing power you need and the convenience you desire. We offer a business VISA credit card with the option of issuing cards to your employees.
VISA Business Credit Card
The VISA Business Credit Card features:
- Low variable rate set at 2.90% over the Prime with a floor of 10.99% to be competitive and responsive to rate changes.
- No annual fee
- Grace period on purchases
- Our friendly personal attention and assistance whenever you have a question or an issue with your account.
Current cardholders can check accounts at onlineaccessplus.
Information About New Chip-Enabled Cards
Federated Bank is now issuing chip-enabled Visa credit and debit cards. These cards, also called chip cards, smart cards, or EMV cards, feature built-in chip technology. Benefits of these cards include global acceptance and an enhanced level of security.
Q: Where can I use my chip card?
A: You can use your card at millions of places that accept Visa credit or debit cards, both locally and internationally.
Q: How do I use my chip card at a chip-enabled terminal?
A: Instead of swiping your card, you will insert it face up, chip-end in to the chip-enabled terminal. You will leave your card in the terminal for the entire transaction and follow the screen prompts. This new process is known as dipping instead of swiping.
Q: Can I still swipe my card to pay?
A: Yes. If a merchant is not yet equipped with chip-enabled technology, you can continue to swipe your card. Keep in mind, you may need to sign for your purchase.
Q: Can I still use my card to pay for purchases online or over the phone?
A: Yes. Chip cards can be used just as you use your current cards for these types of purchases.
Q: How does chip technology protect my information?
A: Whenever you use your card at a chip-enabled terminal, the embedded chip generates a one-time use code. This code is virtually impossible to counterfeit and helps reduce in-store fraud.
Q: What if I have more questions about chip cards?
A: If you have more questions, stop by your local branch and we will be happy to talk with you.
