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Ready to get started? Complete our secure online mortgage application and one of our experienced lenders will contact you to discuss your financing needs.
Finding the Right Loan for You
At Federated Bank, we understand that every borrower has unique financial goals and circumstances. That’s why we offer a variety of mortgage solutions and the expertise to help you choose the option that’s right for you. Our experienced lenders take the time to understand your needs, explain your options, and guide you through every step of the mortgage process. With local decision-making and personalized service, you’ll work directly with professionals who know our communities and are committed to helping you succeed. Whether you’re purchasing your first home, building a new home, refinancing an existing mortgage, or exploring specialized financing options, we’re here to help.
Federated Bank is an equal housing lender, NMLS Number: 768496.
Mortgage Lending Officers
Andrea Eldert, NMLS# 1094715
Andrew Johnson, NMLS# 428220
Jasmine Strohm, NMLS# 1488547
Nancy Gerdes-Hibsch, NMLS# 462259
First-Time Homebuyer Programs
Buying your first home can feel overwhelming, but Federated Bank is here to help make the process easier. Our mortgage team will guide you through every step, from pre-qualification to closing, and help identify programs that may reduce your upfront costs.
Down Payment Assistance Programs
Qualified borrowers may be eligible for down payment and closing cost assistance through available state and local housing programs. These programs can help make homeownership more affordable by reducing the amount of cash needed at closing.
Benefits may include:
- Down payment assistance
- Closing cost assistance
- Competitive interest rates
- Flexible qualification requirements
- Homebuyer education resources
As a community bank, Federated Bank offers local decision-making, personalized service, and experienced lenders who understand the communities we serve. Rather than relying on distant approval processes, decisions are made locally by people who know the market and are committed to helping our customers succeed.
Our lenders will work with you to determine which programs you may qualify for and help you find the financing solution that best fits your needs.
Mortgage Solutions
Federated Bank offers a variety of mortgage products designed to meet the needs of homebuyers and homeowners throughout our communities.
- Conventional Fixed-Rate Mortgages
- FHA Loans
- VA Loans
- USDA Rural Development Loans
- First-Time Homebuyer Programs
- Down Payment Assistance Programs
- Construction Loans
- Portfolio Loans
Specialty Mortgage Programs
What makes Federated Bank unique is our ability to offer flexible lending solutions beyond traditional mortgage products.
Portfolio Loans
Portfolio loans allow us to provide financing solutions for borrowers with unique circumstances that may not fit conventional lending guidelines.
Construction Loans
Whether you’re building your dream home or a custom residence, our construction loan programs provide financing from the ground up with local decision-making and personalized service.
Member FDIC
Equal Housing Lender