Have you heard of BNPL programs? Short for Buy Now, Pay Later, BNPL programs have been around for a while, but they have increased in popularity as online purchasing has become more common. It isn’t hard to see the appeal of these plans that allow you to take possession of a purchase while postponing the […]
Personal Finances
Making a Fresh Start with Your Personal Finances
The New Year is a great time to look at your life and make some needed changes. This is especially true for your personal finances. If you’re ready to make your personal finances in 2022 work for you, then here are some places where you might consider changing your approach. Be More Engaged It can […]
Tips for Sticking to Your Holiday Budget
The new year is just around the corner, and we’d all like to start out the year on the right foot. The problem for many of us is that Christmas comes first, and often our holiday spending breaks our budget before it’s even officially in place. A popular strategy for Christmas spending has become making […]
Seven Home Maintenance Tasks to Do Before Winter
These late summer and early autumn days are some of the best that Central Illinois has to offer. The sweltering heat of summer is mostly gone and winter is still comfortably far in the future. But we all know that this is just a brief moment in time. The icy winds and bitter cold will […]
Is Now the Right Time for a Mortgage Refinance?
By Andrea Eldert, NMLS #1094715 Mortgage rates, which had been low, have now dropped to even lower rates. Recent world events have pushed rates near historically low levels. With rates this low, many homeowners are asking themselves if now is the right time to refinance their mortgage. Here are some things to think through as you […]
The Benefits of Low Mortgage Rates
By Andrea Eldert Mortgages seem to be a hot topic right now. On top of the usual spring of increased numbers of houses for sale and potential homebuyers looking to buy, there is a lot of buzz surrounding historically low mortgage rates. Recent world events have pushed what were very low mortgage rates to even […]
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