When your business is ready to grow, Federated Bank offers flexible financing solutions to help you move forward with confidence. Whether you’re expanding operations, purchasing equipment, acquiring property, or managing working capital needs, our experienced lending professionals will work with you to identify the financing option that best supports your goals.
With extensive experience serving commercial borrowers, we understand the challenges and opportunities businesses face. We take a relationship-based approach to lending, partnering with you to provide customized financing solutions that help your business succeed.
Our commercial lending options include:
- Commercial Real Estate Loans
Finance the purchase, construction, expansion, or refinancing of commercial property, as well as debt consolidation opportunities. - Commercial Lines of Credit
Access flexible working capital to manage cash flow, receivables, inventory, seasonal expenses, and other short-term business needs. - Term Loans
Purchase equipment, vehicles, machinery, technology, or other assets essential to your business operations and growth.
Whether you’re investing in your next opportunity or managing day-to-day operations, Federated Bank is committed to helping you find the right financing solution to support your long-term success.

Dustin Smith
Email Dustin
815-867-3574

Nancy Gerdes-Hibsch
Email Nancy
815-268-7226

Nick Reutter
Email Nick
217-368-2392

Christopher Both
Email Christopher
815-471-4411

Michael Breisch
Email Michael
815-458-5220


Member FDIC
Equal Housing Lender