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Mortgage

Basic Information About VA Mortgages

By Andrea Eldert The debt that our country owes to its veterans can never be repaid. The Veterans Administration was established to show honor and give aid to these citizens who have given so much of themselves for the benefit of the whole country. One of the missions of the Veterans Administration is to help […]

Filed Under: Mortgage Tagged With: VA mortgages

First Time Homebuyers, Get Ready for A Year of Firsts

By Andrea Eldert Buying a home for the first time is an exciting, and sometimes a stressful, experience. You probably didn’t know before you started the process how much you didn’t know about buying a home. If you are in the middle of your first home purchase right now, you should probably expect for this […]

Filed Under: Mortgage Tagged With: first-time home buyers

Before You Borrow – Questions to Ask Yourself

By Joan Honeycutt There are many good reasons to borrow money. Most people will take out a mortgage in order to buy a home. Small businesses often borrow money in order to get the business started or to allow an expansion or purchase of needed property or equipment. Farmers may need to borrow money to […]

Filed Under: Agricultural Loan, Auto Loan, Business Loan, Financial responsibility, Mortgage

“How Much Mortgage Can I Afford?”

By Andrea Eldert Owning a home is a goal that many people have.  Yet the decision to purchase a home should always be made with full consideration of the facts. Home ownership comes with a lot of responsibilities, and no one should take on more of a mortgage than they can afford. You may be […]

Filed Under: Financial responsibility, Mortgage

The Cost of Buying a Home

By Andrea Eldert A home purchase is a major expense, as you know if you have spent any time looking at home listings or attending open houses.  Yet the total cost of buying a home is more than just the list price or even the agreed-upon purchase price.  First-time home-buyers may fail to realize (and […]

Filed Under: Mortgage, Personal Finances Tagged With: buying a home

Is It Better to Rent or to Buy? Well, It Depends.

By Andrea Eldert Everyone needs a place to live.  While you can spend a few nights on a friend’s couch, it’s not a permanent solution.  The question that remains is whether to rent or buy your home.  The answer, however, is not a simple choice.  Rather, it depends on you and where you find yourself […]

Filed Under: Mortgage

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