It seems like the holiday season is filled with things to do. Every day more and more gets added to the to-do list. As our list grow longer, we simply can’t do them all. Something has to go. There are many tasks that get left undone or put off for another day. But when it […]
Financial responsibility
8 Signs That You Are Financially Healthy
In considering whether you are physically healthy and in good shape, there are a number of measures that you can evaluate. You can look at your weight, or for a more accurate picture, your BMI. Numbers like your blood pressure or resting heart rate can give you good information. Blood work can provide insight into […]
Building Your Credit Score from Scratch
Credit scores can have a big impact on a person’s ability to secure a loan, be approved for an apartment, or receive a favorable interest rate on a credit card. These scores reflect a person’s ability to pay back the money based on their history of borrowing and repaying money. But what if you don’t […]
Giving Your Kids a Good Financial Start
Having children changes your thinking about a lot of things, and finances are one of the biggest ones. Before you have kids who are depending on you for their care, you usually only have yourself to think about. Once you have dependents, you want to do all you can to make decisions that will […]
A Plan for Getting Rid of Your Debt
With interest rates higher than we’ve seen them in the recent past, you may be looking at your debt a little differently. While many loans have a fixed rate that is unaffected by rising rates, other debts, such as credit card debt or loans with a variable rate. These debts are costing you more than […]
Saving Money During Times of High Inflation
The signs are clear. Inflation is running high right now, and we are experiencing the effects every day at the grocery store, gas pump, and many other places. As necessities increase in price, household budgets everywhere are exploding. Suddenly the money that was allocated on a monthly basis to pay for things like gas, groceries, […]
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