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Consumer Tips

For Holiday Shopping, Consider Staying Local

As we enter the busy shopping season between Thanksgiving and Christmas, we will all be making our lists and hunting for those perfect gifts for our favorite people. Amazon and other online options can make it easy to get gifts ordered and delivered to your home with minimal effort. Yet shopping online from giant corporations […]

Filed Under: Community, Consumer Tips

Safeguarding Against a Cyberattack

Cyber security has been important for community banks since the rise of the computer and the internet. Yet in today’s escalating digital environment, that importance has only grown. The rise in online interactions and massive amounts of data flowing over the web has led to an uptick in fraudulent activity. Consumers reported losing more than […]

Filed Under: Consumer Tips, Fraud Protection

Tips for Saving Money on Back-to-School Shopping

IIn this time of high inflation, everything seems to cost more. This is also true of back-to-school expenses, which will be purchased in the coming weeks. As parents across the country prepare to buy all the supplies required for the next school year, the question on their minds is whether there is a way to […]

Filed Under: Consumer Tips, Personal Finances

Financial Literacy is Key to Effective Money Management for Teens

Former Federal Reserve Chairman Alan Greenspan once stated, “Financial education is a process that should begin at an early age and continue throughout life. This cumulative process builds the skills necessary for making critical financial decisions.” At Federated Bank we understand the importance of helping our community’s youth build a strong financial foundation so that […]

Filed Under: Consumer Tips Tagged With: Federal Reserve, Financial Literacy, Money Management, Teens, Young Adults

A Few Year-End Tasks You Should Do

It seems like the holiday season is filled with things to do. Every day more and more gets added to the to-do list. As our list grow longer, we simply can’t do them all. Something has to go. There are many tasks that get left undone or put off for another day. But when it […]

Filed Under: Consumer Tips, Financial responsibility, Personal Finances

A Plan for Getting Rid of Your Debt

With interest rates higher than we’ve seen them in the recent past, you may be looking at your debt a little differently. While many loans have a fixed rate that is unaffected by rising rates, other debts, such as credit card debt or loans with a variable rate. These debts are costing you more than […]

Filed Under: Consumer Tips, Debt, Financial responsibility Tagged With: getting out of debt

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