What Does Federated Bank Do With Your Personal Information?
Why?
Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
What?
The types of personal information we collect and share depend on the product or service you have with us. This information can include:
- Social Security number and income
- Account balances and overdraft history
- Credit history and mortgage rates and payments
When you are no longer our customer, we continue to share your information as described in this notice.
How?
All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information; the reasons Federated Bank chooses to share; and whether you can limit this sharing.
| Reasons we can share your personal information | Does Federated Bank share? | Can you limit this sharing? |
|---|---|---|
| For our everyday business purposes— such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus | Yes | No |
| For our marketing purposes— to offer our products and services to you | Yes | No |
| For joint marketing with other financial companies | No | We don’t share |
| For our affiliates’ everyday business purposes— information about your transactions and experiences | Yes | No |
| For our affiliates to market to you | No | We don’t share |
| For nonaffiliates to market to you | No | We don’t share |
Questions? Call 815-268-7676 or go to federatedbank.com.
Who is providing this notice?
Federated Bank
How does Federated Bank protect my personal information?
To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.
How does Federated Bank collect my personal information?
We collect your personal information, for example, when you
- open an account or deposit money
- pay your bills or apply for a loan
- use your credit or debit card
We also collect your personal information from other companies.
Why can’t I limit all sharing?
Federal law gives you the right to limit only
- sharing for affiliates’ everyday business purposes—information about your creditworthiness
- affiliates from using your information to market to you
- sharing for nonaffiliates to market to you
State laws and individual companies may give you additional rights to limit sharing.
Definitions
Affiliates
Companies related by common ownership or control. They can be financial and nonfinancial companies.
- Federated Bank is a subsidiary of Longview Capital Corporation, Newman, Illinois. See below for more information regarding our affiliates.
Nonaffiliates
Companies not related by common ownership or control. They can be financial and nonfinancial companies.
- Federated Bank does not share with nonaffiliates so they can market to you.
Joint marketing
A formal agreement between nonaffiliated financial companies that together market financial products or services to you.
- Federated Bank doesn’t jointly market.
Other Important Information
Longview Capital Corporation’s affiliates include Longview Bank, Longview Community Bank, Federated Bank, Community Development Corp., and Midwest AgriCredit Co.
Federated Bank operates full-service branches in Bradley, Braidwood, Chebanse, Loda, and Onarga, Illinois.
Website Privacy and Tracking
Website Analytics
We use website analytics services, including Google Analytics and WordPress/Jetpack website statistics, to help us understand how visitors use our website and to improve website performance, navigation, and content.
These services may collect information such as pages visited, session activity, browser and device information, approximate location, referring websites, and other website usage information through cookies and similar technologies.
Federated Bank does not intentionally use website analytics tools to collect Social Security numbers, account numbers, online banking credentials, or other sensitive financial information.
Advertising and Marketing Technologies
We may use advertising and marketing technologies, including tracking pixels, to measure the effectiveness of advertising campaigns and understand how visitors interact with our website and advertisements.
These technologies may collect information about website activity, browser or device information, and interactions with specific pages or advertisements. Some advertising technologies may recognize a browser or device across websites for advertising measurement or targeted advertising purposes.
Cookies and Tracking Preferences
Our website uses cookies and similar technologies for website functionality, analytics, and, where applicable, advertising or marketing purposes. Visitors may manage their cookie and tracking preferences through the cookie settings available on our website.
Third-Party Website Services
We may use third-party services to support website analytics, advertising measurement, accessibility, security, spam prevention, cookie consent and preferences, hosting, and other website functions. These services may collect or process limited technical information as necessary to provide their services. Third-party services may be subject to their own privacy policies and practices.
Rev. 10/26
Member FDIC
Equal Housing Lender