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4 Ways Federated Bank Makes Mortgages and Mortgage Refinances Easier

mortgage-refinance

By Andrea Eldert

With mortgage rates continuing to hover in the historic range, many people have taken the opportunity to purchase a home or to refinance an existing mortgage.  Yet some homeowners and prospective homeowners consider the effort involved and decide to wait.  At Federated Bank, we understand that the process of obtaining a mortgage or a mortgage refinance can be a lot of work, and we do what we can to make it easier! Here are four ways mortgages and mortgage refinances are easier with Federated Bank.

Start with Our Online Application

Nothing sounds more tedious than paperwork.  There is a lot of information that must be collected on a mortgage application, and there is no getting around that.  However, with our online application, you can at least have the convenience of doing it online.  You don’t have to worry about printing it out, keeping track of the papers, or getting it returned to us. Simply fill in your information and submit.  We’ll take it from there.

Signing Paperwork at Your Convenience

In the process of finalizing a mortgage or a refinance, there are papers that must be signed.  For people with jobs or other obligations, it can be inconvenient or even nearly impossible to get to the bank to sign during normal business hours.  For this reason, our lenders will set up a convenient time and place to come to you.  This is just one example of how we go the extra mile to make your life easier.

A Variety of Mortgage Products

It’s not just the process that is better; it’s the products too.  At Federated Bank, we don’t just have a one-size-fits-all mortgage mentality.  We know that the needs of homeowners are as varied as the homeowners themselves.  To fit these varied needs, we offer a range of products from traditional and adjustable-rate mortgages of various terms to specialty mortgages, such as FHA mortgages, USDA mortgages, and VA mortgages.  As one of just a few lenders who offer these specialty mortgages, we can help people who might not otherwise be able to qualify for a mortgage.

Our Friendly, Local Service

Finally, in addition to our process and our products, we know our people make a difference too.  With Federated Bank, you also have access to knowledgeable, friendly people who are willing to help with any issues and answer any questions.  From the day you start your application to the day you write your last check, we will be there for whatever help you might need.

With the current low mortgage rates, the time might be right for a home purchase or mortgage refinance.  If you’ve decided it is the right time for you, then consider Federated Bank.  Our array of products, improved processes, and experienced mortgage lenders make mortgages and refinances easier and more convenient from start to finish. Call your local Federated Bank office to find out more or start an application today.

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