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Wouldn’t you think that online scammers would run out of ways to fool us? Wouldn’t you think that they would get tired of running their scams? As you know, the answer to both questions is a resounding “No!” I’m afraid that scammers are here to stay and just a part of life as we know

Credit scores can have a big impact on a person’s ability to secure a loan, be approved for an apartment, or receive a favorable interest rate on a credit card.  These scores reflect a person’s ability to pay back the money based on their history of borrowing and repaying money.  But what if you don’t

  Having children changes your thinking about a lot of things, and finances are one of the biggest ones. Before you have kids who are depending on you for their care, you usually only have yourself to think about. Once you have dependents, you want to do all you can to make decisions that will

With interest rates higher than we’ve seen them in the recent past, you may be looking at your debt a little differently. While many loans have a fixed rate that is unaffected by rising rates, other debts, such as credit card debt or loans with a variable rate. These debts are costing you more than

With the cost of everything on the rise, some people may be looking at the prices of travel and deciding to scrap plans for a vacation this year.  Before you throw out your suitcases and resign yourself to staying at home, consider these tips for making travel less expensive. As you set out a budget

Rising interest rates have affected the personal saving, spending, and borrowing habits of many of us.  But what about small businesses? You may be wondering how higher interest rates might affect a business. Here are five ways that interest rates can influence the decisions and health of small businesses. Higher Interest Rates Affect How You

We’ve all made a few mistakes with our money. After all, it is so easy to do. A small money mistake is usually easy to recover from, especially if you know what you did and what you should have done instead. However, there are some bigger mistakes that can be harder to recover from. Typically

It’s not just the kids that look forward to the holiday season. Many of us, old and young, can’t wait for the traditional gatherings of family and friends for Thanksgiving, Christmas, and New Year’s. But as we make our plans and preparations, the cost (and the stress) continues to grow. Most of us have lived

Does the word ‘budget’ sound intimidating to you? Does the thought of creating a budget make your palms sweaty and your heart beat a little faster? While that is a common reaction, it really isn’t necessary to feel afraid of a budget. Actually, in reality a budget can be your best friend in evaluating your

Shopping has drastically changed over the past few decades. More and more, people are shopping online rather than visiting a store. As shopping has changed, criminals have adapted their tactics to take advantage of our new habits. Now rather than being on the look-out for a thief who might grab their bag or sneak away