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The Benefits of Low Mortgage Rates

By Andrea Eldert Mortgages seem to be a hot topic right now. On top of the usual spring of increased numbers of houses for sale and potential homebuyers looking to buy, there is a lot of buzz surrounding historically low mortgage rates. Recent world events have pushed what were very low mortgage rates to even

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Important Information About Coronavirus (COVID-19)

Thank you for being a valued customer. At Federated Bank, our number one priority is the health and well-being of our customers, employees, families and communities amid ongoing concerns about COVID-19. We are closely monitoring official information provided by federal and state agencies and taking necessary actions to respond to the rapidly evolving situation. We

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The Right Time to Contribute to an IRA

By Cindy Cabbage Have you ever noticed that about this time every year people start talking about IRA’s? That’s because for a lot of people, IRA’s are connected to filing their income taxes. Maybe for you that doesn’t make much sense, but there is a reason. If you just don’t see it, keep reading and

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Are You Spending Too Much on Subscription Services?

By Tom Cleary As the new year continues, we wanted to offer a word of advice regarding your budgeting. Convenience can be costly, and specifically, subscription services can end up costing you a lot more than you intended. Today, you can have a subscription service for everything from music, TV, movies, video games, groceries, gourmet

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Building a Home? Construction Loans are Helpful

By Andrea Eldert, NMLS #1094715 Few people have the money to buy a home for cash; most homebuyers have to take out a mortgage to finance the purchase. Yet when you decide to build a house rather than buy an existing home, things can get a little tricky. Before a home is built, there is no

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Now is the Time to Start a Christmas Club Account

It’s January and Christmas may be the furthest thing from your mind. However, now is the perfect time to set up your Christmas Club for 2020. If you’re not sure what Christmas Club is or how it can help you manage Christmas expenses, keep reading. What Is Christmas Club? Christmas Club is a program offered

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2018 Farm Bill Updates

By Kathy Perkinson Make Your Appointment Now The local FSA offices are now taking appointments for updating yields, making PLC/ARC elections, enrolling in the PLC/ARC programs and updating farm information such as changes in ownership and new leases. The County Executive Directors urge you to make appointments early to beat the rush before the first

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Before You Buy an Existing Business – Part 2

By Michael Breisch In part one of our series on buying a business, we looked at key points to consider when evaluating a purchase. Once you’ve completed that initial evaluation, now it is time to consider some additional aspects of the business you are considering for purchase and to determine whether buying the business is

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Things to Consider Before Buying an Existing Business

By Mike Breisch If you are looking at expanding your current business or if you’re wanting to become a business owner, then an investment that is worth considering is buying an existing business. If the purchase of a business is an option you are considering, there are several factors you may want to consider when

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Answers to Questions About Private Mortgage Insurance (PMI)

By Andrea Eldert, NMLS #1094715 Insurance is a fact of life. It provides security in the case that things don’t go as planned. Health insurance covers the cost of medical care during an illness or injury. Auto insurance covers the cost of car repairs. Homeowners insurance pays for the damage done to a home. So

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