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8 Signs That You Are Financially Healthy

In considering whether you are physically healthy and in good shape, there are a number of measures that you can evaluate. You can look at your weight, or for a more accurate picture, your BMI. Numbers like your blood pressure or resting heart rate can give you good information. Blood work can provide insight into

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Community Banks Continue to Provide Small Business Lending

Over the past few months, rising interest rates have impacted different aspects of our economy. Additionally, inflation has been higher than in the past and talk of future economic uncertainty has made news. These factors have led to some to say that business lending will be negatively impacted. Recently, one famous TV personality made the

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6 Fundamental Rules for Avoiding Online Scams

Wouldn’t you think that online scammers would run out of ways to fool us? Wouldn’t you think that they would get tired of running their scams? As you know, the answer to both questions is a resounding “No!” I’m afraid that scammers are here to stay and just a part of life as we know

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Building Your Credit Score from Scratch

Credit scores can have a big impact on a person’s ability to secure a loan, be approved for an apartment, or receive a favorable interest rate on a credit card.  These scores reflect a person’s ability to pay back the money based on their history of borrowing and repaying money.  But what if you don’t

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Giving Your Kids a Good Financial Start

  Having children changes your thinking about a lot of things, and finances are one of the biggest ones. Before you have kids who are depending on you for their care, you usually only have yourself to think about. Once you have dependents, you want to do all you can to make decisions that will

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A Plan for Getting Rid of Your Debt

With interest rates higher than we’ve seen them in the recent past, you may be looking at your debt a little differently. While many loans have a fixed rate that is unaffected by rising rates, other debts, such as credit card debt or loans with a variable rate. These debts are costing you more than

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Traveling on a Budget

With the cost of everything on the rise, some people may be looking at the prices of travel and deciding to scrap plans for a vacation this year.  Before you throw out your suitcases and resign yourself to staying at home, consider these tips for making travel less expensive. As you set out a budget

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How Rising Interest Rates Can Affect Your Small Business

Rising interest rates have affected the personal saving, spending, and borrowing habits of many of us.  But what about small businesses? You may be wondering how higher interest rates might affect a business. Here are five ways that interest rates can influence the decisions and health of small businesses. Higher Interest Rates Affect How You

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Avoid These Major Money Mistakes in 2023

We’ve all made a few mistakes with our money. After all, it is so easy to do. A small money mistake is usually easy to recover from, especially if you know what you did and what you should have done instead. However, there are some bigger mistakes that can be harder to recover from. Typically

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A Cost-Conscious Christmas – Keep the Fun, Reduce the Cost (And the Stress)

It’s not just the kids that look forward to the holiday season. Many of us, old and young, can’t wait for the traditional gatherings of family and friends for Thanksgiving, Christmas, and New Year’s. But as we make our plans and preparations, the cost (and the stress) continues to grow. Most of us have lived

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