Blog

By Cindy Cabbage With the rush of retail holiday shopping, we see a lot of credit and debit cards being used.  If your business is looking to accept credit cards from your customers or if you believe that your business could benefit from changing your credit card processor, you might want to talk to Federated

By Tom Cleary Health savings accounts (HSA’s) have become more popular in recent years.  As healthcare costs have risen, HSA’s have become a common way of managing these costs.  If your small business is considering these helpful accounts, these are some of their benefits. Health Savings Accounts Help Lower Healthcare Costs. As costs from health

By Andrea Eldert A picture may be worth a thousand words, but sometimes a number can be even more powerful.  For major league baseball players, it’s batting average.  For geniuses, it’s IQ.  And for consumers, it’s credit score.  This number not only describes you as a consumer, telling in a snapshot how well you’ve handled

By Craig Gocken Nearly every small business finds itself in need of financing at some point.  Maybe you are just starting your business and you need some capital to keep things going at the beginning.  Or maybe your business is considering the purchase of a building.  There are many good reasons to borrow money.  Likewise,

By Steve Wedig Many of the things that we purchase have a season when the price is best.  Buying fruit in the summer costs much less than in the winter.  Buying sweaters in February makes a good deal more likely.  The cost of these items is fairly insignificant, but some bigger purchases can also vary

By Joan Honeycutt, Vice President, Onarga Facility Summer is nearly over and the time has come for some of you to send your kids to college –  either for the first time or back again for another year.  You’ve done so much to get ready.  Buy housewares like sheets and towels.  Get the car tuned

By Cindy Cabbage It’s 2016, and nearly everyone uses debit cards.  We use them so often that sometimes we don’t even think about it.  They make our lives easier in many ways.  But they are not without their drawbacks.  They can get lost or stolen.  They make it easy to overspend.  They can make it

By Tom Cleary Running a small business is no easy task.  Small business owners often single-handedly perform many or all of the diverse functions that go into a business operation.  So when there is an opportunity to get some outside assistance, many entrepreneurs will jump on it.  As a part of a thriving community, Federated

By Craig Gocken Between the heat and the extra miles spent driving on vacations or road trips, summer can be hard on your car.  Maybe you’re starting to suspect that a new car purchase is in your not-to-distant future.  Often car buyers will do extensive research on the car but fail to put much thought

By Mary Lukow Federated Bank is often referred to as a community bank, and we love that.  It really is a description that tells a lot about us.  It communicates so much more than just our location.  It describes who we are, what we do, and how we operate. Who We Are.  When you think