Federated Bank provides flexible financing solutions for farming operations and agricultural-related businesses. Whether you need funding for livestock, grain handling systems, farm buildings, equipment, land purchases, or additional working capital, we offer customized lending options designed to support your operation’s success.
Our agricultural financing products include both loans and leases:
- Real Estate and Facility Improvements
Finance the purchase of farmland or agricultural property, construction and expansion projects, facility improvements, or the refinancing of existing real estate debt. - Equipment and Machinery
Acquire new or used tractors, combines, grain handling systems, farm equipment, machinery, and other agricultural vehicles with competitive financing solutions. - Livestock Financing
Whether you’re starting, expanding, or diversifying your operation, we offer flexible financing programs tailored to farms of all sizes. From breeding stock to feeder and inventory livestock, our loan options provide the capital you need to grow and manage your herd with confidence. - Operating Lines of Credit
Maintain the cash flow needed to manage day-to-day expenses, including crop inputs, labor costs, livestock purchases, breeding expenses, fuel, repairs, and family living needs.
For nearly 100 years, Federated Bank has proudly served the agricultural community. We understand the unique challenges and opportunities facing farmers and agribusinesses. Our experienced lending team is committed to helping you find the financing solution that best fits your operation, allowing you to focus on what matters most—keeping your business productive, profitable, and positioned for long-term growth.

Dustin Smith
Email Dustin
815-867-3574

Nancy Gerdes-Hibsch
Email Nancy
815-268-7226

Nick Reutter
Email Nick
217-368-2392

Christopher Both
Email Christopher
815-471-4411

Michael Breisch
Email Michael
815-458-5220


Member FDIC
Equal Housing Lender